How to calculate the increase of the fund in the past year

When investors pay attention to fund products, they usually pay attention to their increase, especially their performance in the past year, so as to judge the investment value and income ability of the fund. So, how to calculate the increase of the fund in the past year?Countingcardspoker? This article will provide you with detailed calculation methods and considerations.

A method for calculating the increase of funds

The increase of the fund refers to the change of the net value of the fund unit over a certain period of time, which is usually used to measure the income level of the fund. The calculation method of the increase of the fund in the past year is relatively simple. First, the initial net value and the current net value of the fund need to be determined, and then the increase is calculated by the following formula:

Increase (%) = (current net worth-initial net worth) / initial net worth × 100%

Take a fund as an example, if the net value of a year ago is 1.Countingcardspoker.2 yuan, today's net worth is 1Countingcardspoker.5 yuan, then the increase of the fund in the past year is calculated as follows:

(%) = (1.5-1.2) / 1.2 × 100% ≈ 25%

According to the calculation, the fund has increased by 25% in the past year.

Pay attention to the influence of restoration factors

When calculating the increase of the fund, we need to pay attention to the influence of restoration factors. Fund dividend, split, merger and other operations will lead to changes in the net value of the fund, so when calculating the increase of the fund in the past year, it is necessary to use the net value data after restoration to ensure the accuracy of the calculation results.

Calculation of the increase of different types of funds

Different types of funds, the calculation of the rate of increase is also different. For stock, hybrid, bond and other actively managed funds, you can directly use the above formula to calculate the increase. For index funds, it is usually necessary to calculate the rise and fall of the index they track over the same period of time in order to evaluate the performance of the fund.

The relationship between Fund increase and Investment return

The increase of the fund is not equal to the actual return of investors. The income of investors is affected by factors such as purchase, redemption fee, tax and so on. Therefore, while paying attention to the increase of the fund, we also need to consider the impact of factors such as fees on investment income.

How to obtain the data of fund net worth

Investors can obtain the net value of the fund through the official website of the fund company, the third-party fund platform, the financial website and so on. At the same time, you can pay attention to the quarterly report, annual report and other periodic reports of the fund.CountingcardspokerUnderstand the fund's investment portfolio, performance and other information.

Summary

Understanding how to calculate the increase of the fund in the past year is helpful for investors to judge the investment value and income ability of the fund. In the process of calculation, attention should be paid to the influence of restoration factors, calculation methods of different types of funds, costs and other factors. Investors should choose fund products reasonably according to the actual situation so as to increase their wealth.